Job Description

We are looking for a Chief Technology Officer for a fast-growing Fintech company based in the UAE.

Location – Dubai, United Arab Emirates

Salary – AED 60,000 - 75,000 per month + ESOP

Qualifications & Experience:

• Bachelor's or Master's degree in Computer Science, Information Technology or a related field
• 8+ years of experience in a senior technology leadership role within fintech, including hands-on work with Visa and Mastercard APIs
• Essential experience in card issuing, acquiring or banking, with a strong understanding of financial products, services and regulatory requirements
• Experience in B2B product and technology development, with demonstrated success in product innovation
• Proven track record of scaling reliable, secure and compliant production systems
• Experience implementing and supporting regulatory and security frameworks such as ISO 27001, SAMA, SOC 2 or PCI DSS
• Strong understanding of cloud infrastructure, backend platforms, APIs, data systems, observability, disaster recovery and incident management
• Proven track record of adopting agentic AI to deliver productivity gains
• Experience building engineering teams, technical operations, NOC/SOC processes and delivery discipline
• Experience working with third-party providers of mission-critical services
• Proficiency in agile practices, software development methodologies and modern technology stacks
• Exceptional communication, leadership and stakeholder management skills, with the ability to operate across strategy, architecture, execution and executive communication

Key Responsibilities:

• Developing and communicating a clear technology vision and strategy aligned with the company's goals
• Partnering with Product to define and prioritise roadmaps, ensuring solutions meet market needs and business objectives
• Building and leading a high-performing technology organisation of engineers, data scientists, architects and IT professionals
• Defining and owning the technology stack and architecture, ensuring scalability, security and efficiency
• Overseeing technical infrastructure, including servers, networks and cloud services, with a focus on high availability
• Leading the company's cybersecurity posture across SIEM, SOC, DLP, EDR/XDR, vulnerability management, penetration testing, threat modelling and incident response
• Serving on the Security Steering Committee and Incident Response Team, setting Information Security Objectives and reviewing the ISMS
• Strengthening compliance, audit readiness, access controls, data privacy and secure SDLC practices in line with local and international regulations
• Managing security incident response, including regulatory reporting, stakeholder notification, external coordination, testing and drills
• Developing and maintaining disaster recovery and business continuity plans
• Leading the practical adoption of agentic AI across engineering and technology operations
• Owning the technology budget, optimising resource allocation and controlling costs
• Selecting and managing technology vendors and partners, and negotiating contracts and SLAs
• Overseeing project delivery, embedding best practices and tracking technology and product KPIs
• Promoting a culture of innovation, R&D and continuous improvement across the technology team
• Collaborating with commercial and operational teams, customers and external stakeholders to inform technology decisions
• Delivering cybersecurity awareness training to employees and contractors
• Managing intellectual property strategy where applicable, and staying current on industry regulations and best practices 

About the role:

We are looking for a Chief Technology Officer to scale and strengthen a fintech platform as the business expands across markets, products, partners and regions. Reporting to the CEO and leading a team of 23 direct reports, you will take an established platform covering card issuing, financial systems, payments operations, third-party integrations and infrastructure, and make it ready for the next stage of growth. Your focus will be on scale, reliability, security, regulatory readiness and organisational maturity. This role suits a leader who can operate strategically and hands-on when needed, but whose real strength lies in building systems, teams, ownership models and engineering discipline that don't depend on any single individual. This is an exciting opportunity to shape the technology direction of a growing fintech, with equity through an ESOP.